ARTICLES

Find here our selection of best articles.

What is a UK ISA? Tax-free savings explained

What is a UK ISA? Tax-free savings explained

Is an Assurance Vie the best investment for Brits in France?

For UK expats living in France, navigating the French financial landscape can be complex, especially when it comes to investment and tax planning. One product that consistently comes up in financial advice is the Assurance Vie – a French life insurance investment wrapper with compelling tax advantages. But is it truly the best choice for British nationals abroad, or are there better alternatives depending on your goals, residency status, or time horizon? This article unpacks the mechanics, pros, and potential pitfalls of Assurance Vie for UK expats.

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Help with UK tax as expat

If you’re a British expat living abroad, UK tax may still apply to your income—especially if you have rental properties, pensions, or capital gains from UK assets. While it’s easy to assume that moving overseas severs ties with HMRC, the reality is more complex. UK tax obligations often follow the income source, not your location. Whether you’re filing a Self Assessment from Spain, declaring rental profits in Australia, or navigating pension tax from France, you need practical, treaty-aware guidance. This in-depth guide provides expert help with UK tax as an expat—including forms, software, residency rules, and affordable ways to stay compliant without overpaying.

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Crypto tax rules in the UK

Investing in crypto in the UK? You may owe tax—and it depends on what you do. HMRC taxes crypto as property, not currency, so capital gains and income tax may apply. Whether you’re trading Bitcoin, staking Ethereum, or earning NFTs, this guide breaks down what tax you owe and how to stay compliant. From capital gains thresholds to record-keeping tips, we’ll cover it all with a sharp financial lens and the practicality of a trader who’s been there.

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Understanding the Traspasos tax regime for UK expats

The “Traspasos” regime in Spain offers a little-known but powerful tax deferral mechanism for investors in Spanish-domiciled mutual funds. For UK expats living in Spain, understanding this system is crucial for making efficient investment choices. The regime allows the transfer of funds between qualifying investment products without triggering capital gains tax—similar to UK pension transfers or ISA switches. But the benefits are limited to specific fund types, and there are traps for the unaware. This article dives deep into how Traspasos work, who qualifies, and what UK expats need to watch out for.

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Understanding the Traspasos tax regime for UK expats

Investing in Bitcoin Today

We are at a key moment with the evolution of Bitcoin. The possible approval of an ETF driven by Trump Media, Elon Musk's support in the face of a potential $40 trillion financial collapse, and the revelation that only 1.2 million BTC remain to be mined, consolidate an unprecedented bullish narrative. For investors, this is a strategic alert: structural conditions favor scarcity and long-term value increase. While local currencies face post-electoral pressure, Bitcoin gains traction as a reserve asset. Platforms allow direct access from small amounts, and the expectation of the institutionalization of cryptocurrencies makes it a key option for diversifying portfolios.

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Investing in Bitcoin Today

What Happened to Tesla's Stock Today

Tesla's stock experienced a sharp 14.3% drop on June 5, 2025, reducing its market capitalization by $152 billion following a public conflict between Elon Musk and Donald Trump. This drop deepens a volatile trend that had already been forming since the beginning of the year. The first-quarter financial results were disappointing, public perception of Musk has fluctuated depending on his political role, and tariff policies complicate the outlook. Despite some isolated rebounds, the current regulatory and political environment adds uncertainty about Tesla's future.

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What Happened to Tesla's Stock Today

Xapo Bank: A banking alternative with Bitcoin, interest, and Swiss security

Xapo Bank, founded in Gibraltar and regulated by the GFSC, is a neobank that combines Bitcoin custody, daily interest in USD/BTC, and instant payments via the Lightning Network. It offers a global account with a Mastercard, military-grade security, and access to international stocks. Ideal for investors seeking returns without selling their cryptocurrencies.

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Xapo Bank: A banking alternative with Bitcoin, interest, and Swiss security

Schwab 2025 Review for International Clients

Charles Schwab is one of the most respected brokers globally, with over $10 trillion in assets under management. Founded in 1971 and listed on the New York Stock Exchange, it offers zero commissions on stocks and ETFs in the U.S., a powerful platform called thinkorswim, and more than 4,000 commission-free funds. In 2025, traders and investors choose it for its reliability, robust education, and multilingual support. Although it requires a minimum of $25,000 for non-residents, its infrastructure and security make it a premium option.

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2025 Payoneer Review for Cross-Border Payments

Founded in 2005 and regulated by the Central Bank of Ireland and other global entities, Payoneer is an online payment platform that allows receiving, converting, and withdrawing funds in over 150 currencies from marketplaces, clients, or platforms like Amazon, Upwork, or Fiverr. With no minimum deposit, clear fees (1–3%), and 24/7 support, it is a scalable solution for freelancers and SMEs in over 190 countries.

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NAGA Review 2025 for Traders

Founded in 2015 and listed on the Frankfurt Stock Exchange (N4G), NAGA is a European broker regulated by CySEC and FSC that combines traditional trading with social network features. It allows trading of over 1,000 instruments including stocks, currencies, indices, ETFs, commodities, and cryptocurrencies from an intuitive platform or MT4/MT5. Its strong point is social trading: you can copy other users' trades in real-time.

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MEXC 2025 Review

Founded in 2018 and based in Seychelles, MEXC has established itself as one of the most dynamic exchanges in the crypto ecosystem. With over 10 million users, fees starting at 0%, 24/7 operations, and access to futures, spot, and staking, it is the ideal platform for traders who prioritize variety and fast execution. Although it does not have Tier-1 regulation, it compensates with volume, speed (5ms latency), and leverage up to 1:200. It is a preferred option for those looking to trade new altcoins or engage in intensive technical trading.

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Kraken 2025 Review for Crypto Traders

Founded in 2011 in San Francisco, Kraken is one of the oldest and most respected cryptocurrency platforms in the global ecosystem. Its focus on security, low fees, and a wide range of assets makes it a standout option for users looking to trade with confidence. From users who occasionally buy crypto to professional traders, Kraken provides access to over 200 coins, leverage, futures, staking, and advanced charting tools. Its international presence and support in multiple languages position it as a robust platform for trading crypto in 2025.

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Infinox: FCA-regulated broker with copy trading tools

Founded in 2009 and regulated by the FCA (United Kingdom), FSCA, FSC, and SCB, Infinox is an international broker that combines competitive technical conditions with institutional backing. With tight spreads, ECN execution, and over 900 instruments, it allows trading of forex, stocks, indices, commodities, crypto, and futures from MT4/MT5 platforms or its own app IX Social. It also offers negative balance protection, multilingual support, and fund insurance up to $500,000 for accounts under certain jurisdictions.

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Risk comes from not knowing what you are doing.
Warren Buffet